Low APR car financing
Affordable, flexible, tailored finance
Take advantage of our Low APR Car Finance options and secure a great deal with lower interest rates. Simply complete your application, and our dedicated team will be in touch to assist you.
What is Low APR Car Finance?
Excellent or good credit scores may make it possible to achieve lower APR car finance. We can help you check what rates may be available using our quick and easy process. Low APR car finance can save you money over the term of your agreement as you will have lower monthly payments. If you’ve built an excellent credit profile, you could qualify for some of the most competitive UK car finance deals available.
Why Choose Us?
At Car Loan First, we work with a wide range of trusted lenders, to help you secure a finance plan with low interest and affordable repayments – helping you drive your ideal car without overpaying. Our car finance deals UK are designed to help you save money while securing the best terms possible for your vehicle purchase.
Hassle-Free Financing
Our process is quick, easy, and transparent. Plus, our lenders use a soft credit check, so applying won’t impact your credit score. With no hidden fees and tailored financing, we make securing the best car finance simple.
Ready to Apply?
Fill out our quick online application, and our helpful team will guide you through the process.
Start your vehicle-buying journey with confidence
Supported every step of the way by our expert car finance team.
LOOKING FOR THE
Perfect car?
Simply submit your application, and you’ll gain access to our customer portal. Here, you can track your car finance deals UK decision and browse thousands of vehicles from trusted UK dealerships. Whatever your needs, we’ve got you covered.
🚗 Get Your Quote Today & Drive Away with Confidence!
Fixed, affordable monthly payments
All credit situations considered
Browse thousands of cars from trusted dealers across the UK
Personal support every step of the way
Got Great Credit? Get the Best Car Finance Deals!
Your excellent credit score puts you in the driver’s seat when it comes to car finance. With lower interest rates and better terms, you can enjoy more car for your money while keeping your repayments affordable.
Low APR finance is ideal for those who want to maximize savings, reduce overall borrowing costs, and secure a deal that rewards their financial responsibility.
Things to Keep in Mind:
Does the Deal Fit Your Budget?
Even with low interest rates, make sure your monthly payments align with your financial plans and lifestyle.
Is a Deposit Required?
A deposit can help reduce your loan amount, but with excellent credit, you may qualify for zero or low deposit options.
Are You Getting the Best Rate?
Shopping around ensures you secure the lowest possible APR—our team helps compare lenders to find the most competitive offer for you.
CAr finance
calculator
This quick and easy tool helps you see what you can afford. Enter a few quick details to receive an immediate finance estimate. The sliding scales let you adjust things like deposit size or loan term to see how it changes your monthly payments.
Rates from 9% APR. Representative 18% APR. Car Loan First is a broker not a lender.
| Cash Price | Deposit Term | APR (Fixed) | Payment | Total Interest | Total Amount Payable | |
|---|---|---|---|---|---|---|
| Representative Example | £8,000.00 | 60 Months | 18% APR | £203 | £4,189 | £12,189 |
Why choose us?
Low APR car finance designed around you
Navigating car finance can feel overwhelming.
Our expert team is here to take the fuss out of car finance, making the process simpler and smoother for you!
Finance Made Just for You
We know everyone’s journey is unique. That’s why we create Hire Purchase agreements tailored to your individual needs, ensuring the car and the loan fit perfectly into your lifestyle and budget.
Your Repayments, Your Way
Take control of your payment plan! Whether you prefer larger payments over a shorter term or smaller ones spread out over time, we’ll help design a repayment schedule that works for you. Don’t worry about the details – we’ve got it all covered.
Guidance You Can Count On
First-time applicant or seasoned car finance veteran? Either way, our expert team is here to make the process a breeze. With honest advice, a trusted lender network, and seamless support from start to finish, we’ll get you on the road in no time!
NEED HELP?
Ready to get your finance quote?
At Car Loan First, we're here to assist you every step of the way. If you have any questions, browse our FAQs or call our expert team.
