Affordable, flexible, tailored finance

Looking to reduce your monthly car payments or get a better deal?

Our Car Refinancing options can help you save money and regain control of your finances. Simply complete your application, and our dedicated team will be in touch to assist you.

What is Car Refinancing?

Car Refinancing allows you to replace your current finance agreement with a new one—often with better terms. Whether you want lower monthly payments, a reduced interest rate, or a more flexible repayment plan, refinancing can be a smart way to improve your financial situation.

It’s a great option if you’re looking for UK car finance deals that offer more suitable terms for your current circumstances. Refinancing allows you to reassess your options, whether you’re dealing with high-interest rates or your financial situation has changed, so you can secure best car loans finance tailored to your needs.

Why Choose Us?

At Car Loan First, we make car finance simple and stress-free. If you’re feeling stuck with high payments or unfavourable terms, we work with specialist lenders to help you secure a better deal – so you can drive with confidence and peace of mind. We specialise in providing UK finance deals that suit your specific needs.

Hassle-Free Financing

Our process is quick, easy, and tailored to your needs. Plus, our lenders use a soft credit check, so applying won’t impact your credit score. We’re committed to transparency and helping you find the right refinancing solution, whether you’re seeking car finance deals UK or other UK car finance options.

Ready to Apply?

Fill out our quick online application, and our helpful team will guide you through the process.

Start your vehicle-buying journey with confidence

Supported every step of the way by our expert car finance team.

LOOKING FOR THE

Perfect car?

Simply submit your application, and you’ll gain access to our customer portal. Here, you can track your car finance deals UK decision and browse thousands of vehicles from trusted UK dealerships. Whatever your needs, we’ve got you covered.

🚗 Get Your Quote Today & Drive Away with Confidence!

Fixed, affordable monthly payments
All credit situations considered
Browse thousands of cars from trusted dealers across the UK
Personal support every step of the way

Want a Better Finance Deal? Refinancing Could Be the Answer!

Car finance should work for you – not the other way around. If your current deal no longer suits your budget, refinancing can help you secure lower payments, reduce interest, or even shorten your loan term.

Whether your credit score has improved, interest rates have dropped, or you just need to free up some cash, refinancing gives you the flexibility to take control of your car finance and save money in the long run.

Refinancing your car finance deals UK is a great way to tap into best car loans finance and reassess your financial obligations.

Things to Keep in Mind:

Are You Eligible to Refinance?

Most lenders require you to have made a set number of payments on your current finance agreement before refinancing.

What’s Your Credit Score?

A better credit score since taking out your original loan could help you secure a lower interest rate and better terms.

Does Refinancing Save You Money?

Extending your loan term can reduce your monthly payments, but it may cost more in total interest. Make sure the new deal works for your long-term goals.

CAr finance

calculator

This quick and easy tool helps you see what you can afford. Enter a few quick details to receive an immediate finance estimate. The sliding scales let you adjust things like deposit size or loan term to see how it changes your monthly payments.

Rates from 9% APR. Representative 18% APR. Car Loan First is a broker not a lender.

Cash Price Deposit Term APR (Fixed) Payment Total Interest Total Amount Payable
Representative Example £8,000.00 60 Months 18% APR £203 £4,189 £12,189

Why Choose Us?

Car refinancing designed around you

Navigating car finance can feel overwhelming.

Our expert team is here to take the fuss out of car finance, making the process simpler and smoother for you!

Finance Made Just for You

We know everyone’s journey is unique. That’s why we create Hire Purchase agreements tailored to your individual needs, ensuring the car and the loan fit perfectly into your lifestyle and budget.

Your Repayments, Your Way

Take control of your payment plan! Whether you prefer larger payments over a shorter term or smaller ones spread out over time, we’ll help design a repayment schedule that works for you. Don’t worry about the details – we’ve got it all covered.

Guidance You Can Count On

First-time applicant or seasoned car finance veteran? Either way, our expert team is here to make the process a breeze. With honest advice, a trusted lender network, and seamless support from start to finish, we’ll get you on the road in no time!

uk car finance deals

NEED HELP?

Ready to get your finance quote?

At Car Loan First, we're here to assist you every step of the way. If you have any questions, browse our FAQs or call our expert team.

Request a call back from us